What You Will Benefit From: -Competitive Basic Salary -Quarterly Incentive -Annual Bonus Responsibilities : -Evaluate and assess credit/loan applications, including Hire Purchase Loans, Motorcycle Loans, and Easy Payment Loans. -Prepare thorough analyses and develop independent written reports detailing a borrower’s strengths, weaknesses, and repayment ability, while identifying potential risks. -Adhere to company guidelines and procedures for credit judgement. -Maintain the confidentiality of all protected information. -Collaborate effectively with team members and inter-departmental colleagues to complete tasks within stipulated timeframes. -Provide sound recommendations to improve the credit assessment process. -Perform other related duties as required. [Apply now at https://my.hiredly.com/jobs/jobs-malaysia-chailease-berjaya-credit-sdn-bhd-job-credit-analyst] ; Requirements:- Requirements : -Fresh graduates are welcome to apply. -Diploma or bachelor degree in Business/Finance/Accounting/Banking, or a related field. -1-2 years of experience in credit assessment/evaluation for Hire Purchase, Motorcycle, or Easy Payment Loans in a bank or credit company is an advantage. -Ability to read and analyze financial reports with a solid understanding of accounting principles. -Strong analytical skills and the ability to work well under pressure. -Proficiency in English and Bahasa Malaysia in both writing and speaking.